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  • Person-To-Person Pay

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Person-To-Person Pay

Georgia United Person-to-Person (P2P) Pay is a simple solution to pay anyone instantly with a mobile phone number or email address – even if they aren't a Georgia United member. Whether you owe a friend for lunch or need to pay a babysitter, you can quickly send money from the convenience of your Online Banking account. It’s simple, secure and there is no charge or personal account information needed.

A Simple Way to Send Money

Georgia United P2P sends money from your Georgia United Visa® Debit Card securely to your friends and family.

Here's How it Works:

Member Perks and Discounts  

Send Money

  • Log in to Online or Mobile Banking.

  • Enter your friend’s email or mobile number, amount and send.

 Simple Products and Services

Claim Money

  • Your friend will receive an email or text with a link to accept the funds.

Get Started with P2P

You will need a Georgia United Debit Card to set up this feature. To send money, log in to Online Banking and go to the Transfers and Payments tab, then select P2P Pay.

Frequently Asked Questions


What debit networks accept Georgia United P2P Pay?

Georgia United P2P Pay is accepted by many debit networks including Accel, CULIANCE (formerly CU24), NYCE, Plus, Shazam and Star. To confirm a debit card can accept the funds sent, check the back of the card for one of these logos:

Accel   CU24   CULIANCE   NYCE   Plus   ShazamStar


Note: If the receiver is on an accepted debit network but their card is still unable to accept funds, it's likely their institution has not enabled P2P transactions. As an alternative, they can collect funds using their bank routing and account number.

What if the receiver’s card is unable to accept funds?

The receiver can collect funds with their bank routing and account number.

What if my recipient doesn't accept the money?

If the recipient does not claim the funds within 10 days, the funds are returned to your account. 

Is there a cost to use this service?

There is no fee to use the service.