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  • Skip-A-Pay

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Skip Your Loan Payment

If you're struggling to make your loan payment on time due to unexpected circumstances, take advantage of Skip-A-Pay and defer your eligible loan* or credit card payment so you can put money towards what you need most.

Is My Loan Eligible?

To skip your loan payment, your account must be in good standing with a $5 minimum balance and have no charged off accounts. Your loan must be current and open for more than 90 days. 

Eligible personal loans include:

  • Credit cards
  • Personal loans
  • Vehicle loans (excluding CURE, Indirect and Lender Protection Auto Loans)
To assist members that have been financially impacted by the COVID-19 pandemic, we have increased the number of times you can skip your payment to three monthly skips during the 2020 calendar year.

Request to Skip Your Payment

To submit your request, please call us at 888.493.4328. Request must be received at least one week prior to your due date. Once your request is approved, a $25 fee will be deducted from your savings or checking account.

Frequently Asked Questions

How often can I skip my payment?

To assist members who have been financially impacted by COVID-19, we’ve increased the number of times you can skip your payment. During the 2020 calendar year, you may complete up to three monthly skips.

Is there a fee?

Yes, a $25 fee is charged each time a payment is skipped.

If I have automatic payments set up, will I need to cancel these?

Yes. Once you are approved to skip your payment, you will also need to cancel or postpone any automatic payments to your loan for that month. 

How soon do I need to apply before my payment is due?

The application must be received at least one week prior to your due date.

What if my loan is not eligible?

If your loan isn't eligible for Skip-A-Pay, we've created some additional loan relief options to assist our members during this time. Learn more about loan relief options.


*All Skip-A-Pay requests are subject to Georgia United approval. Interest and finance charges will continue to accrue. Deferring your payment will extend the term of your loan(s), and at the end of the loan(s), a higher total finance charge will be paid than if payments had been made as originally scheduled. Your payment(s) will resume the following month. To be eligible, your account must be in good standing with a $5 minimum balance and have no charged off accounts. Offer valid for the following personal loan products: credit cards, personal loans and vehicle loans (excluding CURE, Indirect and Lender Protection Auto Loans) that are current and open for more than 90 days. You may complete up to three monthly skips during the 2020 calendar year; however, you may not skip two consecutive months. This offer may be used for one of the following options: one monthly loan payment, two consecutive bi-weekly payments or four consecutive weekly loan payments. The application must be received at least one week prior to your due date. If you elected GAP coverage on your loan, coverage may not be extended beyond the original maturity date. It is your responsibility to cancel any scheduled payments from other financial institutions.