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Drive Away. Pay Nothing for 60 Days*.

Buying your next vehicle should be exciting, not overwhelming. Whether you're buying or refinancing, Georgia United makes financing simple, personal and built around you.
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Everything you need to buy with confidence

Your next vehicle is more than a purchase, it's what gets you to work, weekend plans and everywhere life takes you. When you finance with Georgia United, you're working with people who take the time to understand your goals, not just process an application.  

Why members choose Georgia United:

  • Competitive rates that help keep your payments affordable
  • Flexible terms up to 84 months
  • Financing for cars, trucks, motorcycles, boats, RVs and more
  • No payment for the first 60 days*
  • Local lending decisions from people who know our community

Know your budget before you shop. Estimate your monthly payment before you buy so you can shop with confidence.

Calculate Your Payment

Great Rates. Real Savings.

2024 & Newer Vehicles

rates as low as
4.24%
APR**

2023 & Older Vehicles

rates as low as
6.14%
APR**

Boats, Campers & RVs

Rates as low as
7.59%
APR**

Make your next ride easier

Skip the dealership hassle

With our auto buying service, Auto Assistance***, connect with an expert, find the right car, negotiate the price and even have it delivered to you.

REQUEST ASSISTANCE

Optional protection, if you want it 

Like to have extra peace of mind? Ask about Guaranteed Asset Protection (GAP), debt protection or extended warranty coverage when you apply.  

GET PROTECTION

Guidance that goes beyond the loan

A vehicle is more than transportation. It's getting to work, picking up the kids, visiting family and making everyday life happen. 

Whether you're buying your first car, upgrading for your family or refinancing to save money, we'll answer your questions, explain your options and help you choose what's right for you. 

Because at Georgia United, you're more than a loan application—you're a member. 

What Members Are Saying

“
Let me just start out by saying ***BEST CUSTOMER SERVICE*** I have ever received!! The branch manager was extremely helpful in getting me the best auto loan for my dream truck. They have the best rates I have seen for auto loans right now (rates have skyrocketed). They took care of everything and ensured I got the best loan I could and made the process fast and easy. All I had to do was sign! Great customer service and I look forward to being a member at the Georgia United Cartersville branch.
- David L.
“
I received excellent service when I had my car loan through Georgia United Credit Union. Everyone I spoke to or saw in person back then gave excellent, exceptional customer service.
- Maureen W.
“
I have signed off on four trucks for my son with Georgia United. Two in high school and two in college. Even though he had limited credit, the staff was so helpful to him and treated him awesome. They ensured he felt valuable. This service made me want to be part of the Georgia United family.
- Ricky C.
“
The representative I had was very helpful and stayed in contact with me throughout the process.
- Wardell J.
“
The staff was very patient and understanding about my situation. They called to check up on me during my new car purchase, even after I bought it.
- Demarcus H.

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*No payments for 60 days on auto loans. Interest accrues from the date your loan is funded, including during the 60-day no-payment period. Your first payment will cover accrued interest before being applied to principal.

**APR = Annual Percentage Rate with rates as low as listed rate. Rates and terms are based on year of collateral, loan amount and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle, motorcycle and camper/RV models 12 years and older have a 2% rate increase. Business auto loans have a 2% rate increase. Rates subject to change without notice and are based on creditworthiness. Membership eligibility restrictions and qualifications apply; all loans are subject to credit approval. Not all applicants will qualify.

***Georgia United Credit Union has partnered with Auto Assistance, LLC to offer this service as a convenience to our members. Please note that any manufacturer’s warranties are not provided by or guaranteed by the credit union. The credit union does not make any representations regarding the services of any provider or any vehicles purchased.