Search Georgia United Credit Union's website
Search Georgia United Credit Union's website
  • Loans

    Rates and Loans

Low Rate Loans

Georgia United offers a range of loan products to meet your unique financial needs. Our experienced lending professionals work with you to explore your options and determine the best way to make your dreams a reality. Apply today with our easy online application and enjoy benefits like low rates, fewer fees and flexible terms.

Check Rates 

Vehicle Loans

  • New or pre-owned vehicles
  • Terms up to 84 months
  • Options for RVs, boats & motorcycles

Credit Cards

  • No annual fee*
  • Low introductory rate for 12 months
  • Option to earn cash back

Home Loans & Lines of Credit

  • Low closing costs
  • Low down payment options
  • Adjustable and fixed rate options

Personal Loans

  • Perfect for unexpected expenses
  • No prepayment penalties
  • Unsecured and secured options

Student Lending

  •  Undergraduate loans up to $60,000
  • Refinance loans up to $100,000
  • Flexible repayment terms

New Teacher Loans 

  • Low, fixed-interest rate
  • Borrow up to $5,000
  • Terms up to 36 months

*Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 4/27/20, rates are 7.99% to 22.99% for the Platinum Visa Credit Card and 9.99% to 22.99% for the Cash Back Visa Signature Card. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our credit card disclosure.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.