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  • Savings


Savings Accounts

Start saving to reach your financial goals with a Georgia United Savings Account. Whether you’re building an emergency fund, saving for a family vacation or putting money aside for the holidays, we have a variety of savings options to help you meet your goals.

All savings accounts give you the features of a convenient account including Online and Mobile Banking, budgeting tools, shared branching locations and E-Statements.

Join Today and Start Saving

Become a Member

Prime Share Savings Account

Your Georgia United membership begins when you open a Prime Share savings account. If you're not already a member, you'll need to open this basic savings account to take advantage of other product offerings.

  • Open with a $5 minimum deposit and $5 one-time membership fee
  • Earn dividends on average daily balance of $100 or more
  • Includes two free withdrawals per month*
  • No monthly maintenance fee**
  • ATM Card available

Become a Member

Additional Savings Account Options

"You Name It" Savings

This customizable account is as unique as your financial goals. Tell us what you're saving for and that's what we'll name your account.

  • Open with a $5 minimum deposit
  • Earn dividends on average daily balance of $100+
  • Includes two free withdrawals per month*

Christmas Club Savings

Stash some money aside for the holidays. The money you save is automatically deposited into your Prime Share savings account on November 1.

  • Earn dividends on average daily balance of $25+
  • Unlimited withdrawals November 1 – December 31
  • $5 fee per withdrawal outside of above time period*

Vacation Club Savings

Make your jet-setting dreams a reality with an account that allows you to save at your own pace and earn dividends while you plan your perfect getaway.

  • Earn dividends on average daily balance of $100+
  • Includes one free withdrawal per quarter*

IRA Savings

Individual Retirement Accounts (IRAs) are great for long-term financial goals and may provide you with additional tax benefits.***  

  • Traditional, Roth and Educational IRAs available
  • No minimum opening deposit

Open Your Savings Account

If you're already a Georgia United member, the best way to open a new savings account is by contacting our Member Care Center at 888.493.4328 or by visiting a branch location.

New to Georgia United? Complete the online membership application or visit one of our branch locations to become a member. 

*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers from this account to another account of yours or to a third party in any month. You will receive two (2) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH. For a Christmas Club account, the entire balance will be transferred to another account of yours on or after November 1 and the account will remain open. For Christmas Club accounts, there will be a fee for withdrawals made January 1 - October 31. For Vacation Club accounts, one (1) free withdrawal is allowed per quarter, thereafter a fee for each withdrawal.

**Account must be kept active with a $5 minimum balance to avoid service charges.

***Not intended as tax advice. Please consult a tax professional before making decisions regarding your IRA.

The National Credit Union Administration (NCUA) insures your deposits (in savings, savings certificates, and share-draft/checking accounts) up to $250,000. IRAs are insured separately up to $250,000.